star citizen ship insurance

Star citizen ship insurance

Star Citizen, the ambitious space simulation project developed by Cloud Imperium Games, has introduced many groundbreaking features, and one that stands out in particular for backers and players is the concept of Lifetime Insurance, or LTI.

This information is subject to change without notice as the game continues development. Last updated 23 November Please note that the content of this post can be seen as controversial. The information compiled is not representative of any official information and is purely provided as speculative. Official CIG posts on insurance can be found in our sources section.

Star citizen ship insurance

Welcome to the wiki! Be sure to read the rules before editing, and if you have any questions or confusions, feel free to contact us! Ships and vehicles are offered with different types of insurance on the pledge store, these insurance policies cover the loss of the ship hull as well as the components that are included with the ship sale. Additionally cargo and component upgrades will also be able to be covered by a separate insurance. A simplified insurance policy active for every ship and vehicle during the development process, the policy does not have to be renewed or upkeep paid. The insurance covers the ship hull and installed ship components. Replacing a lost ship or claiming a ship from a another location as it is currently stored, is cost free. Expediting the delivery time requires a fee, the price is depending on the ship. Pledges during alpha can have an insured time in months itemised: This period begins when the game is out of testing. Star Citizen Wiki. Star Citizen Wiki Explore. The Game.

Roberts Space Industries. Additional policies for upgrades and cargo will be rated based on risk levels.

Insurance policies are taken out by pilots for their ships , cargo , and modifications. Basic hull insurance will insure a pilot against the loss of the hull and the stock weapons that it came attached with. A regular fee must be paid to maintain this policy and operates as a reasonable running cost. Additional insurance policies may be taken out based on risk. The riskier the star systems that you are taking your ship or cargo through, the higher the premiums will be. At the Ship Retrieval Consoles, near hangars and pads, all owned ships are listed with their status.

Pilots in Star Citizen can purchase insurance policies for their ships, modifications and cargo. As in real life, insurance policies must be maintained: you must pay a regular fee in galactic credits the in-game currency or your policy will lapse and you will not receive a payout or a ship replacement when your ship is destroyed. Some of the additional policies like upgrade or cargo insurance will be rated based on risk levels. Risk level 1 being the safest systems and risk level 5 being the most dangerous system that is insurable for cargo or upgrades. Any risk level over 5 is un-insurable.

Star citizen ship insurance

W elcome back, citizens! For those of you in the USA we hope you had a relaxing holiday weekend and that you were able to take advantage of the grace period for pledges. That is now over. The limited-time add-ons such as the Retaliator Bomber have been taken down. Existing backers will still be able to upgrade to any of the original packages at the original prices for the next 12 months. As an added bonus for all backers that purchased a ship before November 26th any additional ships you purchase for your account during the next twelve months will have lifetime insurance.

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Cost : LTI comes at no additional in-game cost. Any risk level over 5 is un-insurable. At the users' choice, they may pay an Expedite fee to drastically reduce the claim time until a new ship is provided. Personal Gear. Note: It has been mentioned that the ability to upgrade the chassis from the RSI website could be removed before the game launches. Pilots in Star Citizen can purchase insurance policies for their ships, modifications and cargo. Ground Vehicles. No, lifetime insurance is not account based, and is only included on the items mentioned above. Your email address will not be published. Additionally there will be an increasing delay in replacing your ship every time you make a claim within a certain period of time. While CIG allow players to melt a ship they are not happy with and use the credit towards a different ship, they do not allow LTI attribution to players who have thus abandoned their original concept pledge.

Welcome to the wiki! Be sure to read the rules before editing, and if you have any questions or confusions, feel free to contact us! Ships and vehicles are offered with different types of insurance on the pledge store, these insurance policies cover the loss of the ship hull as well as the components that are included with the ship sale.

Please note that insurance from in game ships purchased with real money or in-game does not yet start expiring during Alpha. There may be a fee to file a claim or expedite a replacement, however. You cannot insure them through the standard UEE -bonded insurance process, although other options will be available. Capture the Idris. We do not support Internet Explorer 11 and below. What is insurance? Melt the Cutlass Black Package Step 3. Last updated 23 November Maintaining your insurance policies is critical, requiring the expenditure of the in-game currency, UEC. If RSI Credits are used to purchase the original ship or game package it is not giftable. LTI is currently available for concept sales where players essentially back a new ship once the concept is announced and then some time in the future when the ship has been built they will be able to play it. Basic hull insurance will insure a pilot against the loss of the hull and the stock weapons that it came attached with. There are several in-game companies that provide both health and property insurance. During Star Citizen Alpha, destroying your ship will still result in an insurance claim. Players do not need to worry about having to renew their insurance premiums during the Alpha phase of testing.

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